Anti-impulse financial education

How much of your life does this purchase cost?

A price in money is abstract. In working hours, it is not. Answer five questions and see how much of your time that item consumes — then decide calmly.

Start a free reflection How it works

Free, no sign-up, takes ~2 minutes.

Five questions, two minutes

No sign-up and no charge. The math runs on the server and the result appears right away.

1

The item

What you are thinking of buying, in your own words.

2

The motivation

The trigger behind the urge. Naming it is already half the decision.

3

The real cost

The price of the item, without shipping or interest.

4

The context

An estimate of your monthly income and how you would pay. No judgment.

5

The tracking

An email for the reminder and, if you like, the link to watch the price.

Why hours, not money

An item priced at 1,500 looks expensive or cheap depending on the day. Three hundred working hours leave no doubt.

220 h The monthly working hours behind the math. That is what turns a price into time.
7 periods From one day to one year. The suggestion is proportional to what the purchase weighs on your income — never a punishment.
0 ads No trackers, no newsletter. Income and email are stored encrypted.

Is it worth the trade?

Find out before you spend.

Start a reflection